"STOP RENTING!"

Get your HOME SWEET HOME at 5,000 pesos only!

📣"Own Your Dream Home 🏠

for Just ₱5,000 Cash Out!"


📣GOOD NEWS!

💥5k Reservation Fee for RFO (Limited slots) WITH ZERO EQUITY!💥

FREE water connection fee worth Php4,900

(Note: Subject to change without prior notice)

💯 No down payment

💯no move-in fees

💯no in-house monthly amortization

💯estimated 6,500 straight pag-ibig monthly amortization (including the insurances)


Hurry and reserved yours now...🏃‍♂️🏃🏃‍♀️

JO CAPUNO

- your trusted Real Estate Salesperson

Making your dream home into a REALITY!

Explore Deca Homes Bacolod

Why do you have to STOP RENTING?

🌟 "You Can Own a Home with Just a ₱5K Cash Out! 🌟

Tired of paying rent of ₱6-7K each month? Turn that into payments for your own home! 🏡

💡 Build Your Wealth through Pag-IBIG Housing Loan! 💡

Been renting for a long time? Let's do the math. 🤓

12 months x ₱6,000 = ₱72,000 spent every year!

If you own this home, it's called building equity, not an expense!

It's never too late. Start building your wealth by owning your own Home Sweet Home!

Deca Homes Bacolod Model House Tour

Where is it located?

HWWW+7R, Bacolod, Negros Occidental, Philippines

Estimated Monthly Amortization

Disclaimer: This is only an estimated amount. You still have to add the monthly property insurance more or less Php500 as mandated by Pagibig.

Affordable Housing Mortgage Calculator

Frequently Asked Questions

House and Lot Details

- 2Storey unit, box type

- 39 sqm floor area (total floor area)

- 35 sqm lot area

- provision for 2 Bedrooms

- painted interior and exterior

- plain cement ground floor and 2nd floor

- Tiled toilet bath with complete accessories

- Tiled kitchen sink

- with ceiling

Amenities

- Parks and playgrounds

- Club House

- Basketball Court

- Gated Community

- 24/7 Security Guards

Where is it located?

It is located in Brgy. Cabug, Bacolod City.

Very Near from:

√ Bacolod South Hospital

√ VMA

√ Sum-ag Market

√ Masskara Coliseum Alijis

√ Beside Bgry. Cabug Barangay Hall and market place.

√ Along Economic Highway (from Sum-ag bridge to Talisay circumferential road)

How much is the reservation fee?

💥5k ONLY Reservation Fee for RFO (Limited slots) WITH ZERO EQUITY!💥

How much is the Salary Requirement?

For ages 24 to 39 yrs old, Pagibig requires a Php19,000 basic salary. In some cases, if not meet you can still avail the housing loan program. Don't worry... Just look for your CO-BORROWER. He/She maybe your parents, siblings, relatives or friends. He/She will also send requirements.

For ages 40 and up, please ask me for the computation.

What are the Requirements for LOCALLY EMPLOYED?

1. 1-2 months Latest pay slips

2. Certificate of Employment and Compensation or COE

3. Pagibig number and online virtual access. (employed-membership)

Note: Get a Pag-ibig Loyalty ID to access Virtual Account instantly

4. Verified TIN (online/manual verification)

5. Valid Government ID

6. Birth Certificate (NSO/PSA/LCR Copy)

if married,

1. Marriage certificate

2. spouse's valid government ID and TIN

7. 6pcs 1x1 ID pictures

8. Signed Loan Documents (c/o office)

What are the Requirements for VIRTUAL ASSISTANT?

1. 12 months Bank Statement

2. Certificate of Employment / Engagement

3. Pagibig number and online virtual access. (employed-membership)

Note: Get a Pag-ibig Loyalty ID to access Virtual Account instantly

4. Verified TIN (online/manual verification)

5. Valid Government ID

6. Birth Certificate (NSO/PSA/LCR Copy)

if married,

1. Marriage certificate

2. spouse's valid government ID and TIN

7. 6pcs 1x1 ID pictures

8. Signed Loan Documents (c/o office)

What are the Requirements for BUSINESS OWNER?

1. Business Permits/Mayor's Permit

2. ITR with Official Bank Receipt and Audited Financial Statement

3. Pagibig number and online virtual access. (Self-employed)

Note: Get a Pag-ibig Loyalty ID to access Virtual Account instantly

4. Verified TIN (online/manual verification)

5. Valid Government ID

6. Birth Certificate (NSO/PSA/LCR Copy)

if married,

1. Marriage certificate

2. spouse's valid government ID and TIN

7. 6pcs 1x1 ID pictures

8. Signed Loan Documents (c/o office)

What are the Requirements for OFW/SEABASED

Clear photo of the following except SPA (Special Power of Attorney)

1. Valid Job Contract with POEA Stamp

2. Overseas Employment Certificate

3. Passport ID and Departure Stamp

4. Seaman's book

5. Pagibig number and online virtual access. (Employed-membership)

Note: Selfie picture with passport

6. Verified TIN (online/manual verification)

7. Birth Certificate (NSO/PSA/LCR Copy)

if married,

1. Marriage certificate

2. spouse's valid government ID and TIN

8. 6pcs 1x1 ID pictures

9. Notarized SPA, AIF (representative) ID and TIN

What are the Requirements for MIGRANT/LAND BASED WORKERS - WITH CONTRACT

1. Valid Job Contract with POEA Stamp

2. Overseas Employment Certificate

3. Residence ID (front and back)

4. Passport ID and Departure Stamp

5. Pagibig number and online virtual access. (Self employed-membership)

Note: Selfie picture with passport

6. Verified TIN (online/manual verification)

7. Birth Certificate (NSO/PSA/LCR Copy)

if married,

1. Marriage certificate

2. spouse's valid government ID and TIN

8. 6pcs 1x1 ID pictures with white background

9. Notarized SPA, AIF (representative) ID and TIN

What are the Requirements for MIGRANT/LAND BASED WORKERS - DIRECT HIRED

1. 2 months pay slips

2. Certificate of Employment and Compensation

3. Residence ID (front and back)

4. Passport ID and Departure Stamp

5. Pagibig number and online virtual access. (Self employed-membership)

Note: Selfie picture with passport

6. Verified TIN (online/manual verification)

7. Birth Certificate (NSO/PSA/LCR Copy)

if married,

1. Marriage certificate

2. spouse's valid government ID and TIN

8. 6pcs 1x1 ID pictures with white background

9. Notarized SPA, AIF (representative) ID and TIN

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